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Professional liability insurance for healthcare professions including: dental assistant professional liability insurance, social worker professional liability insurance, pharmacy assistant professional liability insurance, pharmacy technician professional liability insurance, occupational therapist professional liability insurance, and medical technologist professional liability insurance through the American Council of Healthcare Professionals.

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How are my Allied Healthcare Professional Liability Rates Determined?

The allied healthcare professional liability insurance policy premium is typically based on the following factors: the healthcare profession involved and the likelihood of a claim being brought, the potential severity of the claim, the number of years in healthcare practice, the number of professionals covered, annual revenues, location of the healthcare business and liability insurance claims history.

Your professional liability insurance premium can also be affected by the choices you make regarding your policy. For example, the limits of coverage you select have a direct bearing on the amount of your premium.

Coverage Limits
Limits in terms of minimums and maximums often vary by state and are typically calculated per occurrence with an annual aggregate. You can expect the higher your coverage limits, the higher your premium is likely to be.

When dealing with allied healthcare professional liability insurance, you may be able to add an additional $1,000,000 or $2,000,000 of coverage for a minimal additional to your premium payment. Therefore, based on your individual needs, it may be worth considering the maximum limits offered for your policy, rather than simply selecting the most inexpensive premium available.

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